Posts Tagged ‘question’

I currently have over 15K in credit card charges from various cards (4) and they are real bear to get the charges down. I always pay on time and even more than the minimum down, but it seems like they never go. My question is that did anyone here reading this one use of these credit card relief or debt consolidation companies and they were successful? I realize there are some costs with some of them for “fees”, but overall what is the success rate. I can pay this pulling a 401k loan for a complete payoff, but would rather not touch this. Please let me know of any of your success stories or complete failures that you may have had. Thanks Karl.

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I have some bills that need payed off and I have one credit card. My question is if I go or contact a credit counselor or debt help business (Careon credit, Debt Relief agency) will they freeze my credit card account or put it on hold? My debt situation is not bad, but I’ve heard that if you seek help through a business that specializes in credit card debt or collections, they will freeze all of your credit cards. I am slowly building up my credit and I would hate to have them take my card away. Is this true? Any one that has or has had this problem or knows the facts please let me know some options. . . . . Thanks!!