Posts Tagged ‘News’

The financial expert talks with Carolyn Castleberry about how to graduate from college debt-free… The Christian Broadcasting Network CBN http://www.cbn.com

Duration : 0:5:36

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The financial expert talks with Carolyn Castleberry about how to graduate from college debt-free… The Christian Broadcasting Network CBN http://www.cbn.com

Duration : 0:5:36

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WWLP Springfield, MA interviews Christopher Viale, President and CEO of Cambridge Credit Counseling Corp., about a new study which examines how much credit card debt the American consumer carries.

Duration : 0:1:52

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The heads of the three US automakers say they need immediate Financial Help or their companies could collapse. They told a US Senate banking committee that a proposed $25 billion rescue plan would help keep them on their feet. But many of the lawmakers doubt the aid will keep them afloat in the long-term and are blaming the automakers for their problems. Deborah Block reports from Washington.

Duration : 0:3:21

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A Cincinnati high school transformed its abysmal test scores and graduation rate with a little Financial Help and a lot of hard work. Cynthia Bowers reports.

Duration : 0:2:43

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BBC news broadcasting. Due to flawed credit agreements and laws governing the consumer credit act 1074 thousands are now stopping payments on their credit cards or having their balances cleared.

http://www.debtmuncher.co.uk

Credit Card Wipe, Debt Solutions, Clear your credit card and loan debt.
Due to the changes in legislation of credit card agreements and unsecured loan agreements taken out before 2007 you could be entitled to reduce your credit card payments and/or its capital.

On many occasions you could also be able to disregard your credit card balance in full due to the high probability that the credit agreement you originally signed is flawed and completely unenforceable.

Under current consumer credit laws, when you enter into a contract with a bank or credit card company, the paperwork must contain certain prescribed details that you have clearly signed up to. If you haven’t signed the agreement, or if the required legal elements aren’t specifically stated, then the lender will find itself in trouble if it tries to take you to court for non-payment. In other words, the contract you have with the lender may be unenforceable and, therefore, worthless.
8 out of 10 credit agreements are defective in some way although they say that only 2 out of 10 contracts would probably be deemed ‘unenforceable’ by a court of law.

Financially savvy customers who are getting fed up with excessive charges and poor service may be able to use defective credit agreements as levers to get better deals from banks.
The service offered by Debtmuncher amounts to a free check of the most common terms of the consumer credit laws that tend to be breached by lenders.
Debtmuncher is not advocating that you walk away from a credit agreement and stop paying back what you’ve borrowed. Instead our service could provide you with a way of negotiating meaningfully with your bank.

What it means for you
So if you’re having trouble paying back debt, you might persuade your lender to freeze the interest rate on your debt. Or you might be able to negotiate a ‘full and final settlement’ where your bank agrees to accept a sizeable payment in return for writing off the remainder of the debt. Although the old laws will apply to current credit agreements, the consumer credit rules changed from April 6th 2007. From then on, with any new contract, it’ll be up to the courts to decide whether your particular credit agreement is unenforceable. Even if the contract you’ve signed contains incorrect details, a judge may feel that you knew perfectly well what you were agreeing to!
More about the law

The law relating to consumer credit has undergone a radical reform by virtue of the Consumer Credit Act 2006. This Act changes the way in which the Consumer Credit Act 1974 operates, and is generally being brought into force. A significant proportion of the Act’s operations have been brought into force pursuant to the Consumer Credit Act 2006 (Commencement number 2 and Transitional Provisions and Savings) Order 2007, and a number of important provisions have come into force on 6th April 2006.

Further, the Consumer Credit (Agreements) Regulations 1983, have been substantially amended by the Consumer Credit (Agreement) (Amendment) Regulations 2004, which came into force 31st May 2005 and apply to agreements entered into after 31st May 2005 (except for regulated agreements which were given to the debtor for signature before 31st May 2005 but which were not made by that date – provided that they became executed agreements not later than three months after 31st May 2005)

It is therefore apparent that the precise date of the agreement is key to determining the appropriate regulatory regime for the Checker system.
Exempt agreements

The following agreements are currently exempt from the Consumer Credit Act 1974:

•Agreements with limited companies

•Agreements in excess of £25,000.00 limit pursuant to Section 8(2). It will be noted that this limit is to be removed, and the exemptions relating to high networth debtors/hirers and businesses set out in Section 16A and 16B will be brought into force at a future date.

•Exempt agreements within Section 16.

•Small agreements within Section 17.

For more information and Free Independent Advice regarding unenforceable credit agreements please complete contact us on 01727758470 or email at debt@debtmuncher.co.uk

Duration : 0:1:49

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Full Length Movie http://video.google.com/videoplay?docid=7065205277695921912

Webpage http://www.zeitgeistmovie.com/

Movement: Coming soon http://www.thezeitgeistmovement.com/

http://www.thinkfree.ca/

http://ca.youtube.com/watch?v=c49q3PGof2w

http://ca.youtube.com/watch?v=1Ft_Qbx84rw&feature=related

For entertainment only: Beware scams or false leads

Claim your common law rights & Control your Government Fiction

Let he who wishes to be deceived be deceived John 8:32 the truth shall make you free

Levitical UCC-Universal Commercial Code Governments are a Babylonian tithe/tax system of tickets to a Priest President Lord Judge Lawyer Cop MI666 Officer We apply/beg for licenses permits & become an employee/mark of the beast

A UCC “officer” is a gentleman & never lies under Admiralty Law, since countries operate in bankruptcy “Citizens” are always guilty-For all have sinned

Plain truths need not be proved

We need to change religions or rather laws to Magna Carta natural/common law Writ not de facto corporate legalese aka the Beast

I recommend you watch Robert Menard, Winston Shrout, Mark McMurtrie at a minimum

These are the steps once you get an “understanding”

The laying of the groundwork to one’s freedom and sovereignty requires using the administrative process, dotting all of the “i”s and crossing all of the “t”s. If done right you need never see another court

1 Properly filing a UCC-1 form to establish a lien upon your strawman and public record that you are not the STRAWMAN and in fact are the holder-in-due-course of it

2 Making yourself the Power of Attorney over the corporate fiction

3 Copyrighting the STRAWMAN’s name This doesn’t just give you another defensive strategy it gives you a very important offensive weapon because from this point on anyone who is coming after your STRAWMAN for anything without your permission is trespassing on your commercial property

4 Write a Notice of Understanding & Intent & Claim of Rights & attach a FEE SCHEDULE

5 Include Notice to secure your bond using your birth certificate trust which was created when you were born

6 Notarize/Witness & registered mail the package & file to all interested parties from the Queen down

7 Do a Notice of Default when they don’t respond They can’t rebut the truth so you win a default judgment that puts them into estoppel

Get your books in order set-off your account and have a happy life

Be a Freeman in common law with your public bond in place Lawful & Legal

The Bible is a book of laws and the remedy is in there too You ever wonder why they distorted and twisted the meanings The money changers are in the temple and they own all the printing presses We aren’t supposed to have this information and technology

The tools have been there forever You just have to learn to work the tools It’s simple technology once you learn the administrative process A few different types of letters You will never see a courthouse again

Don’t expect a boilerplate of forms and bonds and someone to fill it out for you If you can’t do it yourself how are you going to uphold your law Take a few days, plow through the videos read the samples and start building your presentment Share it with someone and work it together Take responsibility and become a peace keeper

You’ve possibly heard of the term “judicial immunity” a judge has or so-called “unlimited immunity” a clerk or a cop or an IRS agent is protected by his or her agency Well it hardly exists at all The only immunity any agent has is when they are within their jurisdiction, and they have no jurisdiction over you the real live person

When you know the difference between who you are and who you’ve been led to believe you are (a corporate fiction) and how to effectively ert this difference the scales of justice are unlocked and the balance of power tilts back to your favor

Duration : 0:10:59

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