Posts Tagged ‘money’

Can I get government money to help reduce my debt without affecting my credit score, or reducing the amount of credit that credit card companies will extend to me? The banks got a bailout, I want one too, I am missing out, or, are all these “Debt Relief” commercials mentioning “bailout” just BS? (Do they only help you with “settlements” with the CC companies, which i am not interested in?) Even if I got “something for nothing” and got a personal “bail out” – if the government gave me money to pay off my credit card just to “help the economy” that would not make me quiet 1% as greedy as the banks and insurance companies (and the Wall Street devils) that have got us into this economic mess. There was tons of free money being given out by the government, I guess just not for anybody who really needs it [only those that already have too much got any]. I’m not asking this because of financial problems – in. I’m asking because I do not want to miss out on “free money” if it’s being given out, I want I’d love to go to rack up an extra $ 10,000 in credit card debt to have it paid off with federal bailout money:) But that does not seem to be available. . . Too bad: (Well, I’ve stated from the beginning that I’m not interested in lowering my credit score I want to know how to reduce my debt without negatively impacting my credit currently Which is very good Who does not want.. free money? The gave away (literally) tons of free money during the Iraq “war”. They even LOST a whole pallet of cash. Rich bankers got bailed out, car companies got bailed out. I want to be bailed out then I can start my own business:) (And repair the damage the SWAT team did to my rental property because the teenage son of the tenant’s let the local crack dealer in to play some video games).

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The Complete Guide to Buying Debt provides everything a non-lawyer needs to know to make money buying debt.
Make Money Buying Debt

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Churches unite to offer solutions to the credit crunch. Red2black is a campaign from Stewardship, the Christian financial support services charity in the UK.

Duration : 0:3:5

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Ways to consolidate credit card debt include using balance transfers and contacting a credit union or bank for loans. Condense credit card debt, but read any disclosures regarding balance transfers, with advice from a certified public accountant and credit counselor in this free video on debt management.

Expert: Jerrie Guthrey
Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992.
Filmmaker: Jack Guthrey

Duration : 0:2:49

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When writing a debt negotiating letter, a person should tally up what is owed, come up with a reasonable amount that can be afforded, and be specific on when a payment can be made. Avoid putting oneself into greater debt by trying to make too large of a payment with help from a business analyst in this free video on financial planning and debt management.

Expert: Terry Kuykendall
Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked at firms helping people deal with personal and business debt.
Filmmaker: stephen kuykendall

Duration : 0:1:8

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Consolidate debt by contacting a financial institution for loan opportunities or looking at existing credit cards with lower interest rates. Lower monthly debt payments through debt consolidation with insight from a certified public accountant and credit counselor in this free video on debt management.

Expert: Jerrie Guthrey
Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992.
Filmmaker: Jack Guthrey

Duration : 0:3:38

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Consolidating debt can be done by taking out a personal loan, transferring balances to one credit card or going through a debt consolidating agency. Learn more about consolidating debt with tips from a consumer credit counselor in this free video on personal finance management.

Expert: Maria Enomoto
Contact: www.gotdebt.org
Bio: Maria Enomoto is a credit counselor working for Consumer Credit Counseling Services in San Jose, Calif.
Filmmaker: Bing Hu

Duration : 0:2:13

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Debt Settlement Video. Debt Settlement Attorney Steve Craig explains why debt negotiation and settlement is a good option for you. He also talks about when to choose bankruptcy over debt settlement.

Duration : 0:6:48

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Dave Ramsey’s “Town Hall For Hope” event as it happened live on April 23, 2009 at LifeChurch.tv in Edmond, Oklahoma.

This event was produced by the Dave Ramsey Team in partnership with LifeChurch.tv and the Fox Business Network.

For more information about “Town Hall for Hope,” visit www.townhallforhope.com
For more information about Dave Ramsey, his show and resources, visit www.daveramsey.com

**This video has been uploaded to YouTube with a good faith understanding of the terms provided by Dave Ramsey on air who has granted verbal permission for this video to be distributed freely, once purchased by an end user. If, in dividing this video into 10 minute segments, these terms have been violated, this video could be removed by the Dave Ramsey team via YouTube without notice.

Duration : 0:10:3

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The stock market tumble, foreclosures, negative amortized loans, record setting layoffs, bank failures, wall street, the credit crunch, and numerous bankruptcies we are all affected by money. If you arent struggling right now, you most certainly know someone who is. It is likely the person sitting next to you.

In this four week series, based on the book by Barry Cameron, we will tackle how messy things have gotten, and well investigate the mindset that got us there. Join Barry Smith as we really grapple with our financial picture and take a fresh look at the steps it takes to truly become financially free.

Duration : 0:3:18

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