Posts Tagged ‘delinquent’

ok, i turned out to be the 18 year old statistic getting a few credit cards and not having the correct judgment or knowledge to use them. in total of about 3-4 cards, i have just over 10,000 in debt. im 21 now and know better, but not how resolve my situation. there are soooooooooo many Debt Relief commercials and such and i dont know if they do any good, or which ones to choose. its quite overwhelming. and to top it all off i recently Received a summons for one of the credit cards, they even sent one to my employer. i feel like im going to drown. id love to consolidate my debt and set up a plan. but to be honest im not even sure where all my debt is. how can i find out all the pple i owe? some have stopped sending mail thinking i was a loss. some help please. In desperate. im to the point i just might file bankruptcy. Oh Do i have to go to court? can i just settle outside? or what? in the nervous