I have paid off my car lease and balloon payment of $ 11,000 with a credit card because it had a lower in April . . I now regret doing it because my credit looks terrible bc I have such a high balance. I down Thurs not own a house and I applied for a few personal loans or used car loans to pay off the credit card but was turned. I feel like my payments are going no where with such a high balance (it is not up to $ 25,000)! Should I wait and keep paying towards it? Should I apply for all kinds of loans and Debt Relief management? Please help! Thanks! Well thanks for the help so far. . . but I dont use the card anymore, and I pay more than the minutes every month however, it is not much more since the payments come to about $ 490 a month before paying extra. If i were to pay the $ 490 plus the interest they hit me with each month (about $ 187) I would be broke, i have other bills and live alone. Im not so much worried about the payments or the fact that i have credit card debt, what worries me is simply my credit score. I had a rating of 745 before paying off my car with the CC and now its down to a 646! I want to bring that back up!

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When our Government & Private lenders gave amnesty and billions in debt RELIF dollars for the so called theird world and poor countries around the world, why not we get credit card Debt Relief‘s here in America. After all, are not we the only one who are not paying tax for our government but who are so codemn pay19 to-21% interest for those greedy credit card companies. May be we have to sign & send Petion for our senators & congress to ask them on behalf of their citizen. But why the American government & corpoarate are hard to their own tax payer citizen than outsiders. The recent Bush’s immigration bill supported by the American corporation is a good example.

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since there is forgiveness on short sales for homeowners what about credit debt.

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