Archive for the ‘Debt Relief’ Category
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Hello to all of you using credit cards. A question concerning those credit relief companies.?
I currently have over 15K in credit card charges from various cards (4) and they are real bear to get the charges down. I always pay on time and even more than the minimum down, but it seems like they never go. My question is that did anyone here reading this one use of these credit card relief or debt consolidation companies and they were successful? I realize there are some costs with some of them for “fees”, but overall what is the success rate. I can pay this pulling a 401k loan for a complete payoff, but would rather not touch this. Please let me know of any of your success stories or complete failures that you may have had. Thanks Karl.
Extremely delinquent credit card debt…?
ok, i turned out to be the 18 year old statistic getting a few credit cards and not having the correct judgment or knowledge to use them. in total of about 3-4 cards, i have just over 10,000 in debt. im 21 now and know better, but not how resolve my situation. there are soooooooooo many Debt Relief commercials and such and i dont know if they do any good, or which ones to choose. its quite overwhelming. and to top it all off i recently Received a summons for one of the credit cards, they even sent one to my employer. i feel like im going to drown. id love to consolidate my debt and set up a plan. but to be honest im not even sure where all my debt is. how can i find out all the pple i owe? some have stopped sending mail thinking i was a loss. some help please. In desperate. im to the point i just might file bankruptcy. Oh Do i have to go to court? can i just settle outside? or what? in the nervous
Whats the best way to pay off a credit card debt?
I have paid off my car lease and balloon payment of $ 11,000 with a credit card because it had a lower in April . . I now regret doing it because my credit looks terrible bc I have such a high balance. I down Thurs not own a house and I applied for a few personal loans or used car loans to pay off the credit card but was turned. I feel like my payments are going no where with such a high balance (it is not up to $ 25,000)! Should I wait and keep paying towards it? Should I apply for all kinds of loans and Debt Relief management? Please help! Thanks! Well thanks for the help so far. . . but I dont use the card anymore, and I pay more than the minutes every month however, it is not much more since the payments come to about $ 490 a month before paying extra. If i were to pay the $ 490 plus the interest they hit me with each month (about $ 187) I would be broke, i have other bills and live alone. Im not so much worried about the payments or the fact that i have credit card debt, what worries me is simply my credit score. I had a rating of 745 before paying off my car with the CC and now its down to a 646! I want to bring that back up!
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Most Americans need amnesty for their credit cards debt. What do you think?
When our Government & Private lenders gave amnesty and billions in debt RELIF dollars for the so called theird world and poor countries around the world, why not we get credit card Debt Relief‘s here in America. After all, are not we the only one who are not paying tax for our government but who are so codemn pay19 to-21% interest for those greedy credit card companies. May be we have to sign & send Petion for our senators & congress to ask them on behalf of their citizen. But why the American government & corpoarate are hard to their own tax payer citizen than outsiders. The recent Bush’s immigration bill supported by the American corporation is a good example.
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